OUR INSURANCE AFFILIATES

Al Zahra is affiliated with all major UAE-based healthcare insurers. In addition, we also have arrangements with several overseas insurance companies.

For the added convenience of our patients, most of these arrangements are on a direct settlement basis (Please see Important Notes below), i.e. Al Zahra settles treatment expenses directly with the insurers. A summary of our insurance affiliates is as follows:

Name of Insurance Company

Direct Settlement For

UAE INSURERS

Out-Patient Services

In-Patient Services

Abu Dhabi National Insurance Co. (ADNIC)

Yes

Yes

Al Buhaira National Insurance Co.

Yes

Yes

Al Dhafra Insurance Co.

Yes

Yes

Al Ittihad Al Watani Insurance Co.

Yes

Yes

Al Khazna National Insurance Co.

Yes

Yes

Alliance Insurance Co.

Yes

Yes

Al Saqr National Insurance Co.

Yes

Yes

Al Wathba National Insurance Co.

Yes

Yes

American Life Insurance Co. (ALICO)

Yes

Yes

Arab Orient Insurance Co.

Yes

Yes

AXA Insurance Co.

Yes

Yes

Dubai Islamic Insurance & Reinsurance Co. (AMAN)

Yes

Yes

Dubai National Insurance Co.

Yes

Yes

Lebanese Insurance Co.

Yes

Yes

MedNet and insurance companies represented by MedNet

Yes

Yes

NAS and insurance companies represented by MedNet

Yes

Yes

Nasco Karaoglan

Yes

Yes

National General Insurance Co. (HealthNet)

Yes

Yes

Neuron and insurance companies represented by Neuron

Yes

Yes

NextCare and insurance companies represented by NextCare

Yes

Yes

New India Assurance Co. Ltd.

No

Yes

Oman Insurance Company

Yes

Yes

Ras Al Khaimah National Insurance Co.

Yes

Yes

OVERSEAS INSURERS

Allianz Worldwide

No

Yes

BUPA International, UK

No

Yes

CIGNA , USA

Yes

Yes

GoodHealth , UK

No

Yes

International Health Insurance , Denmark

No

Yes

PPP Healthcare , UK

No

Yes

IMPORTANT NOTES

  1. Direct settlement for Out-Patient treatment may be restricted to certain groups.
  2. Except in the case of emergency, direct settlement for In-Patient treatment requires the insurance company's prior authorisation.
  3. Prior authorisation may also be required for certain tests or procedures performed on an out-patient basis.
  4. All insured patients are, therefore, strongly advised to confirm their insurance coverage with Al Zahra's Insurance Co-ordinators.